ATT Lumia 950 Plans and Price Information, all in one article

AT&T is going to make the Lumia 950 available on November 20 and there is a lot of confusion around which plan is better, cheaper or is it better to buy one unlocked. So here is a breakdown of ATT Lumia 950 plans along with prices and how much you will be paying during your contract or off-contract.

ATT Lumia 950 Plans

AT&T: Next 24 (30 month IB)
Lumia 950 – $19.97 a month for 24 months (30 months to pay off)

$15 upgrade fee
$25 line access fee for plans lower than 15 GB |OR| $15 line access fee for plans 15 GB or higher

Total w/ $25 LAF: $1094.28
Total w/ $15 LAF: $854.28

Upgrade at 24 month mark
Pay up early to 24 month mark to upgrade earlier
Total costs are calculated at the 24 month mark for comparison reasons with the 2-year contract. If you deicde to go past 24 months, you continue to make payments on the phone until the 30 month mark, at which point you have totally paid for the phone and the monthly phone cost no longer applies.
Calculation:
$15 upgrade fee (one-time) +
$25 line access fee (x24) |OR| $15 line access fee (x24) +
$19.97 phone installment (x24)
 
AT&T: 2-year commitment
Lumia 950 – $149.99 (one-time payment)
$45 upgrade fee
$40 line access fee
Total: $1154.99

Upgrade at 24 month mark
Early termination fee of up to $325 applies if account is terminated mid-contract
No option to pay-up early to upgrade
Calculation:
$45 upgrade fee (one-time) +
$40 (x24) +
$149.99 phone cost (one-time)

AT&T: No commitment
Lumia 950 – $599.99 no commitment

Total w/ $25 LAF: $1199.99
Total w/ $15 LAF: $959.99

No contract or payment commitment
No upgrade fee
Calculation:
$599 (one-time) +
$25 line access fee (x24) |OR| $15 line access fee (x24)

MS Store: Unlocked, no commitment
Lumia 950 – $549.99

Total w/ $25 LAF: $1149.99
Total w/ $15 LAF: $909.99

No contract or payment commitment
No upgrade fee
Calculation:
$549 (one-time) +
$25 line access fee (x24) |OR| $15 line access fee (x24).

So you may be wondering why the Lumia 950 costs 50 dollars more than Microsoft store when bought unlocked. The reason is AT&T purchases these devices from Microsoft to stock them into their stores and they are free to sell them at the prices they want. There is nothing new about it and network providers have been doing this from quite sometime now.


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